The U.S. government has begun enforcing its first nationwide anti-money laundering safeguards targeting the residential real estate market, closing a long-criticized loophole that allowed illicit funds to flow into property purchases with limited scrutiny.
The average rate on a 30-year fixed loan fell to 5.99% this week, matching its lowest level since 2022. A year ago, borrowers faced rates closer to 6.9%, underscoring how sharply financing costs have eased in recent months.
Pending home sales in the U.S. showed little movement in January 2026, highlighting the cautious stance of buyers despite improving affordability conditions.
The U.S. housing market ended 2025 on a weaker footing than expected, raising fresh concerns about momentum heading into 2026 as buyers pulled back sharply from signing new contracts.
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